Why would I choose to file a Chapter 13 bankruptcy instead of a Chapter 7?

If you've been struggling to pay bills on time, beginning to fall behind or have been behind for a sustained period of time, you might be considering filing for bankruptcy. The single most common … [Read more...]

How the Great Recession birthed a powerful two-punch formula for mortgage debtors

The Great Recession began with the Federal Reserve reducing interest rates to very low levels in an attempt to stabilize the US economy.  The Fed held low interest rates through 2004.  In combination … [Read more...]

Q: If I file bankruptcy to stop foreclosure, can I reduce my mortgage payment?

The mortgage payment is perhaps the fundamental item in many household budgets.  This is because the family home is still seen as the primary vehicle for family wealth-building.  In times of financial … [Read more...]

Virginia License Suspension Forgiveness – For now, a temporary reprieve.

This year Virginia has seen a change in how it handles license suspension. There have been many articles and news outlets stating that through a budget amendment effective July 1, 2019 Virginia law … [Read more...]

Where do I file suit? State or Federal Court?

Both the federal government and each state government have their own distinct court systems. While both include judges, attorneys, and witnesses alike, they are very different. The main difference … [Read more...]

Child Custody: What happens when a protective order is in place?

It is not uncommon for individuals who have gone through a bitter divorce or custody case to have trouble communicating effectively. But what happens if you and your child’s other parent are not … [Read more...]

DUI (DWI) under .08 BAC in Virginia

Most people believe that if you have a BAC (Blood Alcohol Content) under 0.08, you are safe to drive and cannot be charged with DUI (DWI).  However, in Virginia, that is not the case. Consuming any … [Read more...]

Do I need a will, a living revocable trust or both?

A common question in an estate initial consultation is whether or not the client needs a will, a living revocable trust or both.  As with all legal issues, the response is - it depends. A will is a … [Read more...]

Handling a College Campus Sexual Assault Hearing—Contested Cases Mean Cross-Examining Witnesses

Under federal law, when sexual harassment or sexual assault is reported on a college or university campus - the colleges and universities are empowered to investigate and resolve the complaints of … [Read more...]

City of Richmond’s Eviction Diversion Program (EDP)

After the New York Times published a Princeton University study regarding eviction rates in the U.S., it revealed that the City of Richmond had the second highest eviction rate in the country. The … [Read more...]